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  • The Dinosaur of Health Care Reform - The Small to Medium Sized Company
    The Dinosaur of Health Care Reform - The Small to Medium Sized Company This session is about the small ... small to medium sized company in the health care reform. From Record of Society of Actuaries Vol. 20, ...

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    • Authors: William R Ely, Norman E Hill, Stephen R Bosworth
    • Date: Jun 1994
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Public Policy
  • Term Insurance Developments
    into alternative distribution systems, such as direct response. Mike was also the founder and the first ... concerns behind XXX? I believe that there arc three primary perceived problems that the regulators want to ...

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    • Authors: Norman E Hill, Donald Maves, Michael Palace, H Shumrak, William R Wellnitz, Eileen M Cota
    • Date: Oct 1989
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Term life
  • Digest of Discussion of Subjects of Special Interest - Individual Life and Health Insurance
    regular limits by an amount which approximates primary social security benefits. Our new rule reads: ... Medicare benefits and an optional posthospital extended-care benefit rider. The provisions in these new forms ...

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    • Authors: Larry C Ballard, Willis W Burgess, J Stanley Hill, Norman E Hill, Anthony J Houghton, Robert H Jordan, Maynard I Kagen, Bartley L Munson, Bruce E Nickerson, Julia Augusta Oldenkamp, Neil A Parmenter, Joseph C Sibigtroth, G. David Soderquist, Benjamin R Whiteley, Jerome J L Wolf, E Forrest Estes
    • Date: Jun 1966
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
    • Publication Name: Transactions of the SOA
    • Topics: Health & Disability>Disability insurance; Health & Disability>Health insurance; Life Insurance
  • Digest of Discussion at Concurrent Sessions
    to attempt to estimate optimum sizes of its two primary sources of earnings--net worth and premium revenue ... produce desired profit margins and will have a direct im- pact on GAAP earnings. 2. Changes ih the ...

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    • Authors: George Alexander, John C Antliff, Robert M Astley, Paul M Bailey, Barry L Blazer, Bob J Bolin, Application Administrator, Joseph R Brzezinski, Daniel Case, Stanley R Freilich, Norman E Hill, Richard Humphrys, Michael B Hutchison, James D Lamb, John Pennisten, Thomas K Pennington, Joe B Pharr, Anna M Rappaport, Richard S Raskin, Frank D Repp, Walter Rugland, C David Silletto, Maurice O Simmons, Robert C Tookey, David A Wright, Martin L Zeffert, Charles Barry H. Watson, Jack M Elkin, Richard B Sieben
    • Date: Jan 1974
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Transactions of the SOA
    • Topics: Actuarial Profession>Competencies; Life Insurance; Pensions & Retirement
  • Small Companies & Federal vs. State Regulation
    companies started tocome under fire in the early ’90s. Primary causes were insolvencies of several large life ... concern over rate increases on existing long term care products. Once again, minimum loss ratios have been ...

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    • Authors: Norman E Hill
    • Date: Sep 1999
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Small Talk
    • Topics: Public Policy
  • Is There A Spof in Your Future?
    • GICS • Equity-indexed annuities • Long-term care Current problems with product filing are due in ... life, annuity, variable, disability, or long-term care. The working group stated that their hope was that ...

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    • Authors: Norman E Hill
    • Date: Dec 2000
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Small Talk
    • Topics: Annuities; Health & Disability; Life Insurance
  • Regulatory Update for 2013
    PBR a. Non-variable annuities and long-term care (VM22 and VM25, respectively)—No firm proposals ... the primary demand for PBR and reserve reductions. Also, these products seem to be the primary products ...

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    • Authors: Norman E Hill
    • Date: Mar 2014
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Small Talk
    • Topics: Financial Reporting & Accounting>Statutory accounting
  • Managing the Balance Sheet
    valuation dates, is reported below the line as a direct impact on retained earnings. Now we end up with ... MANAGING THE BALANCE SHEET I know stock analysts don't care for FAS 115 and how to reflect its impact in evaluating ...

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    • Authors: Joseph Dunn, R Thomas Herget, Norman E Hill, Christopher T Anderson
    • Date: May 1995
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Financial Reporting & Accounting>Financial Accounting Standards Board [FASB]; Public Policy
  • The Actuarial Opinion Model Regulation AOMRTakes Center Stage
    toughest regulatory state). 2. Regulators — their primary objection was that a Section 7 reserve opinion ... requirements to measure liabilities for long-term care and non-cancelable disability. These products ...

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    • Authors: Norman E Hill
    • Date: Jun 2000
    • Competency: External Forces & Industry Knowledge
    • Publication Name: The Financial Reporter
    • Topics: Financial Reporting & Accounting>Statutory accounting
  • Updated Regulatory Gamut—From OFC to PBR and In Between
    provision that, on heavily coinsured term insurance, direct versus ceded modal pre- mium differences would ... annuities and health insurance, including long-term care. Summary As always, there are a host of regulatory ...

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    • Authors: Norman E Hill
    • Date: Nov 2009
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
    • Publication Name: Small Talk
    • Topics: Public Policy